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Welcome to The Collins Team'sFlorence, Hartsville and Marion Real Estate Website

Welcome to Your Expert Source for Real Estate in Florence, Darlington, Hartsville, Marion, and the Surrounding Pee Dee Region of South Carolina!

Looking for a new home? Search everything the web and local MLS has to offer, right here! And, don't miss our gallery of Feature Homes and virtual tours!

Need local real estate information? We've summarized much of what is important about the Florence, Darlington, Hartsville, and Marion area real estate market on this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

We can provide you with a current monthly summary of the market conditions in Florence or Hartsville. Email Peggy at Peggy@thecollinsteam.com for the summary.

We guarantee that your privacy will be respected, so you can contact us with confidence. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home within your price range. And together we will sell your home, for as much as the market will bear, as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Florence, Darlington, Hartsville, and Marion area real estate agents, we have the experience and track record you are looking for; and we would love to assist you with your next real estate sale or purchase!

- Peggy and Charles Collins, The Collins Team

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First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Q	What country of the world has the highest percentage of private housing?
A	Mongolia, where 100% of all properties are owner-occupied.
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The Collins Team, REALTOR®, real estate agents and broker for Florence, Hartsville and Marion, South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

The Collins Team
Prudential Segars Realty
419 South Coit Street
Florence, SC. 29501
Office: 843-617-2100
Cell: 843-617-2100
Cell: 843-319-8244
Fax: 866-523-5469
Email: PeggyCollins@NUMBER1EXPERT.com

Peggy and Charles Collins/Meeting your real estate needs! As America's NUMBER1EXPERT™ for Florence, We are dedicated to providing the finest service available while breaking new ground. Because the real estate industry is becoming more sophisticated and challenging every day, you need a professional that understands the industry and is positioned to stay ahead of the game. That's why we constantly research the market and property values so your home is priced effectively from day one. We also make sure the public knows your home is for sale by using innovative advertising and marketing techniques to attract potential buyers. We go the extra mile to help you achieve your goals.

CRS Equal Housing GRI MLS REALTOR

© 2008. An Independently owned and operated member of Prudential Real Estate Affiliates, Inc. Prudential is a registered service mark of The Prudential Insurance Company of America. Equal Housing Opportunity.

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