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“…you certainly persevere until the desired outcome is achieved."
T. Gaddy
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Welcome > Agent Info > Testimonials ...

Read What People Are Saying About Us

We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us...

A Super Realtor!
"I want to thank you for everything you've done for us.”

N. Ellison

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Client Dedication
"You show your clients a dedication rarely seen in the business..."

J. Reynolds

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Professionalism and Respect
“…you certainly persevere until the desired outcome is achieved."

T. Gaddy

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So Pleasant and Helpful
"Tom and I wish to extend our thanks for your real estate assistance as well as all of your other numerous gestures.”

S. Heersma

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Time and Energy; A Pleasure
“I know a lot of agents, and you are one of the most professional and helpful people I have had the pleasure of working with."

J. Erickson

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Top Notch
"You conduct your business in a top-notch way, and that is most appreciated."

C. Criswell

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You…Brought a Rainbow
“We cannot thank you enough for your time and effort."

A. Hayward

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School Reports in Florence, Hartsville and Marion, South Carolina

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Q	What are the characteristics of classic Queen Anne architecture?
A	Queen Anne homes are the most elaborate, romantic and feminine of all Victorian Homes.
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The Collins Team, REALTOR®, real estate agents and broker for Florence, Hartsville and Marion, South Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

The Collins Team
Prudential Segars Realty
419 South Coit Street
Florence, SC. 29501
Office: 843-617-2100
Cell: 843-617-2100
Cell: 843-319-8244
Fax: 866-523-5469
Email: PeggyCollins@NUMBER1EXPERT.com
Peggy and Charles Collins/Meeting your real estate needs! As America's NUMBER1EXPERT™ for Florence, We are dedicated to providing the finest service available while breaking new ground. Because the real estate industry is becoming more sophisticated and challenging every day, you need a professional that understands the industry and is positioned to stay ahead of the game. That's why we constantly research the market and property values so your home is priced effectively from day one. We also make sure the public knows your home is for sale by using innovative advertising and marketing techniques to attract potential buyers. We go the extra mile to help you achieve your goals.

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NUMBER1EXPERT™ in real estate for Florence, Hartsville and Marion, South Carolina, Single Family Homes, Condos

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